Portfolio Settings
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Preset Portfolios
Asset Allocation
Total Allocation: 100%
NZ Stockshigh risk
New Zealand equity market (NZX 50)
%
Amount: $2,000 | Expected Return: 8.5% p.a.
International Stockshigh risk
Global developed market equities
%
Amount: $4,000 | Expected Return: 9.5% p.a.
Emerging Marketshigh risk
Developing market equities
%
Amount: $500 | Expected Return: 11% p.a.
NZ Bondslow risk
New Zealand government and corporate bonds
%
Amount: $1,500 | Expected Return: 4% p.a.
International Bondslow risk
Global government and corporate bonds
%
Amount: $1,000 | Expected Return: 3.5% p.a.
Property/REITsmedium risk
Real estate investment trusts
%
Amount: $500 | Expected Return: 7% p.a.
Commoditiesmedium risk
Gold, silver, and other commodities
%
Cash/Term Depositslow risk
Cash and cash equivalents
%
Amount: $500 | Expected Return: 3% p.a.
Portfolio Projections
Portfolio Visualization
Category Breakdown
Stocks:65%
Bonds:25%
Alternatives:5%
Cash:5%
Portfolio Metrics
Expected Return:7.5% p.a.
Risk Level:Medium
10Y Value:$102,570
Quick Links
Portfolio Tips
- •Younger investors can typically handle more stocks
- •Rebalance annually to maintain target allocation
- •Consider your KiwiSaver as part of total portfolio
- •Keep costs low with index funds
- •Don't forget about tax efficiency