Home loans

Home loans, sorted

Compare live fixed and floating rates from every major NZ bank, then run the repayment maths — all in one place.

Live comparison

Today's home loan board

Calculators

Free tools to size your repayments, your borrowing power and your first home.

Repayments, total interest and a full amortisation schedule.

Estimate how much you could borrow on your income.

Check deposit, eligibility and what you need to get started.

Guides

Plain-English guides to NZ lending rules and buying your first home.

How NZ lending rules, LVRs and tax affect your mortgage.

A step-by-step path from saving a deposit to settlement.