Retirement Lifestyle Calculator
See what weekly income your KiwiSaver will provide in retirement and what lifestyle it can support in New Zealand.
Your Retirement Plan
Years to retirement: 30
Annual Contribution Breakdown
Your Retirement Income
Retirement Lifestyle Levels in NZ
Basic
Essential needs covered with basic comforts
- Basic groceries
- Essential utilities
- Some entertainment
- Occasional dining out
Comfortable
Good standard of living with regular activities
- Quality groceries
- Comfortable utilities
- Regular entertainment
- Dining out weekly
- Some travel
Luxurious
High standard with premium lifestyle choices
- Premium groceries
- All utilities covered
- Regular entertainment
- Fine dining
- Frequent travel
- Hobbies & recreation
Interactive Learning
Investment Basics Guide
Learn the fundamentals of investing and how compound growth works over time.
Risk Tolerance Quiz
Discover your investment personality and find the right KiwiSaver fund type.
KiwiSaver Timeline Visualizer
See how your KiwiSaver grows year by year with interactive timeline charts.
Fee Impact Simulator
Understand how management fees affect your retirement savings over time.
💡 Pro Tip
Understanding these concepts can help you make better KiwiSaver decisions and potentially increase your retirement income by thousands of dollars.
Important Assumptions
• Uses the 4% withdrawal rule - generally considered sustainable for 30+ year retirement
• NZ Superannuation rates may change over time
• Investment returns are estimates - actual performance will vary
• Inflation impact not included - lifestyle costs may increase over time
• Healthcare and aged care costs should be considered separately
• These are estimates only - consider professional financial advice
Want to Improve Your Retirement Income?
Explore different KiwiSaver providers and contribution strategies to boost your retirement savings