16 free tools

Financial Tools

Free calculators and planners to help you make smarter decisions about investing, home loans, KiwiSaver, and more.

Mortgage Calculator

Calculate repayments, compare rates, and plan your home loan with our comprehensive mortgage suite.

See how compound interest grows your wealth over time. Compare scenarios and strategies.

Savings vs Investing

Compare saving vs investing impact

Am I Ready Quiz

Assess your investment readiness

Portfolio Builder

Design your first portfolio

Risk Calculator

Analyze your portfolio risk level

Fee Calculator

See how fees affect your returns

FIF Tax Calculator

Foreign Investment Fund tax — FDR, CV, RAM

Borrowing Calculator

How much can you borrow?

First Home Buyer

KiwiSaver withdrawal calculator

KiwiSaver Transfer

Impact of switching providers

Retirement Lifestyle

What income will you have?

Budget Planner

Plan your monthly budget and track where your money goes

Goal Planner

Plan and track investment goals

Money Flow Diagram

Visualize your cash flow

Debt Calculator

Plan your debt repayment

Assess if you're ready to start investing with our readiness quiz.

Use the investment calculator to see how your money could grow.

Design a diversified portfolio that matches your risk tolerance.