Investment Calculator
See how your money can grow over time with compound interest. Adjust the values below to see different scenarios.
Your Investment Plan
How much you start with
Monthly equivalent: $500
Historical stock market average is 7-10%
How long you plan to invest
Quick Scenarios
Your Future Portfolio
Your total investment over 20 years (monthly contributions)
Compound interest earned
Based on 4% safe withdrawal rate
Growth Over Time
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Important Notes
- •This calculator assumes a fixed rate of return, but real returns vary year to year
- •Past performance doesn't guarantee future results
- •Consider inflation - your money's purchasing power will be less in the future
- •Don't forget about taxes and fees, which can reduce your returns
Interactive Learning
Investment Basics Guide
Learn the fundamentals of investing and how compound growth works over time.
Risk Tolerance Quiz
Discover your investment personality and find the right KiwiSaver fund type.
KiwiSaver Timeline Visualizer
See how your KiwiSaver grows year by year with interactive timeline charts.
Fee Impact Simulator
Understand how management fees affect your retirement savings over time.
💡 Pro Tip
Understanding these investment concepts can help you make better financial decisions and potentially grow your wealth more effectively over time.