KiwiSaver Transfer Calculator

Calculate the financial impact of switching KiwiSaver providers. See how different fees and performance can affect your retirement savings over time.

Calculator Settings

Current KiwiSaver Balance

Annual Salary (before tax)

KiwiSaver Contribution Rate

Employee (after-tax cost): $1,260.00/year • Employer: $1,800.00/year • Government: $260.72/year

Additional Voluntary Contribution

Total monthly contributions: $$322

Years Until Retirement

Annual Fees (%)

Expected Returns (%)

Annual Fees (%)

Expected Returns (%)

Potential Additional Retirement Savings

Similar outcomes expected

Current Provider

Projected at retirement

New Provider

Projected at retirement

• Returns are estimates based on historical averages - actual performance may vary

• Consider switching costs and timeframes when making decisions

• Some providers may have minimum balance requirements or restrictions

• Research the fund options and investment approaches of potential new providers

• Consider factors beyond fees, such as customer service and online tools

Use our detailed KiwiSaver provider comparison to find the best option for your situation