Money

Where your money comes from and where it goes, each month

Monthly cashflow

Monthly income
$18,333
Gross, before tax
Monthly expenses
$9,000
Housing, living and other
Monthly repayments
$5,983
Mortgage and debt repayments
Monthly surplus
$3,351
Income less expenses and repayments
  • These figures are estimates under the stated assumptions, not guarantees or financial advice
  • Income is treated as gross — PAYE and other taxes are not modelled in v1; your available surplus will be lower

Covers your monthly cashflow. This prompt includes a summary of your figures. It goes to whichever AI you paste it into, not to Fat Pocket.

Preview prompt
Using my Fat Pocket tools, look up my current cashflow — the summary below is a starting point, the tools have the detail. I'm in New Zealand. Income about $18,333 a month is GROSS: PAYE and other tax are not deducted, so my real surplus is lower than the figure shown. Expenses about $9,000, loan and mortgage repayments about $5,983, surplus about $3,351. Walk me through the options for that surplus and the trade-offs of each. State your assumptions, give ranges rather than single figures, and don't promise or guarantee any outcome — this is general information, not personalised financial advice.

Repayments

Mortgage and debt repayments, shown as monthly equivalents.

Edit on Mortgage or in Settings.

  • MortgageKea Bank
    $2,715 a fortnight$5,883 a month
  • DebtKea Bank credit card
    $100 a month$100 a month
  • Total a month$5,983

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