Goals

What you're working towards, and what your profile can say about each

Your goals in priority order

  1. Priority 1Pay off my mortgage faster

    Pay off the mortgage before 50

    Target
    Not set
    By
    No date
    $950,000current balance

    Your mortgage balance is $950,000. We don't know what you originally borrowed, so we can't show how far along you are — the balance is the figure to watch.

  2. Priority 2Build my investments

    Grow investments to $250k

    Target
    $250,000
    By
    31 December 2036(in 10 years 3 months)
    80%$200,000 of $250,000

    Based on your investments and KiwiSaver of $200,000 against your $250,000 investment target.

  3. Priority 3Retire early

    Retire at 60

    Target
    $1,500,000
    By
    30 June 2051(in 24 years 9 months)

    Progress isn't computed for this goal — the KiwiSaver projection on the Investments page is the closest picture.

Covers your goals and how they fit your finances. This prompt includes a summary of your figures. It goes to whichever AI you paste it into, not to Fat Pocket.

Preview prompt
Using my Fat Pocket tools, look at my goals alongside my finances — the summary below is a starting point, the tools have the detail. I'm in New Zealand. My goals, in priority order, are to pay off my mortgage faster, build my investments and retire early. I have a monthly surplus of about $3,351 (income is GROSS — tax is not deducted, so the real figure is lower), cash savings of about $55,000, other debt of about $2,000 and a mortgage balance of about $950,000. Help me think about how to sequence these goals, the trade-offs between working on several at once versus one at a time, and what I'd need to know before committing to any of them. State your assumptions, give ranges rather than single figures, and don't promise or guarantee any outcome — this is general information, not personalised financial advice.

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